Agreement to Conduct Electronic Transaction

Please print or download a copy of this agreement for your records.

This Disclosure and Consent to Conduct Business Electronically ("Disclosure") applies to all Communications for those Insurance Policies, services and notices offered or accessible through the Online Service. "Online Service" means the website and its associated links, services, and Communications available at www.myassurantpolicy.com or any domains redirected to this site; or available through an associated mobile application.

"Communications" means all the information that we are required to provide to you by law, or as reasonably necessary to administer your Insurance Policy, which includes, but is not limited to, your online enrollment or application, declarations page, Policy, certificate, terms and conditions, responses to claims, transaction history, privacy policies, periodic billing statements, amendments, services, notices and disclosures about changes in the terms of your Insurance Policy.

"Policy" means a written contract of insurance, or written agreement effecting insurance, or the certificate thereof, and includes all clauses, riders or endorsements, and declarations page.

1. Scope of Communications to Be Provided in Electronic Form. You agree that we may provide you with any Communication in electronic format (the "Paperless Transaction"), and that we may discontinue sending paper Communications to you, unless and until you withdraw your consent as described below or at our option upon notification by us to you.
2. Method of Providing Communications to you in Electronic Form. All Communications that we provide to you in electronic form will be provided by one or more of the following methods: (1) via e-mail; (2) by access to a secure website that we will generally designate in advance for such purpose; (3) via text message or mobile message service; or (4) by other methods to the extent permissible by law. With respect to text message and mobile messaging service communications, your carrier may charge you a fee for receiving the message.
3. How to Withdraw Consent. You may withdraw your consent to receive Communications that we provide to you in electronic form by contacting us at 1.866.720.3213; through our online service at www.myassurantpolicy.com; or by e-mailing us at rentersmail@assurant.com. At our option, we may treat an invalid e-mail address, as a withdrawal of your consent to receive electronic Communications. Any withdrawal of your consent will be effective only after we have a reasonable period of time to process your withdrawal. Termination of your consent to conduct business electronically shall not affect the legal enforceability of any Insurance Policy.
4. How to Update Your Records. It is your responsibility to provide us with an accurate e-mail address, contact, and other information related to this Disclosure and your Insurance Policy, and to maintain and update promptly any changes in this information. You can update your information by contacting us at 1.866.720.3213; through our online service at www.myassurantpolicy.com or by e-mailing us at rentersmail@assurant.com.
5. Hardware and Software Requirements. In order to access, view and retain electronic Communications from us, you must have:
   1. An Internet browser that we support to access your Insurance Policy through the Online Service;
   2. Local, electronic storage capacity to retain our Communications and/or a printer to print them;
   3. A valid e-mail account and software to access it;
   4. A device (e.g., computer, smartphone, tablet, etc.) suitable for connecting to the Internet;
   5. Added the domain assurant.com to your e-mail account's list of "safe senders."
   6. Software that enables you to view files in Portable Document Format ("PDF").
6. Requesting Paper Copies. At no additional cost to You, You may request a paper copy of any Communication by contacting Us at 1.866.720.3213; through our online service at www.myassurantpolicy.com; or by e-mailing us at rentersmail@assurant.com.
7. Communications in Writing. All Communications in either electronic or paper format from us to you will be considered "in writing."
8. Termination/Changes. We reserve the right in our sole discretion to terminate or change the terms and conditions on which we provide electronic Communication. We will provide you with notice of any such termination or change as required by law.
9. E-mail Address of Record for Insurance Policies with Joint and/or Multiple Owners. Only one Insurance Policy owner's authorization is required to enroll in the Paperless Transactions program. For purpose of electronic notification, you will need to designate one of the existing e-mail addresses associated with joint or multiple Insurance Policy owners as the e-mail address of record. The e-mail address of record will be the only e-mail address that electronic notification will be sent to when documents are available for viewing. The e-mail address of record must be the e-mail address of an Insurance Policy owner or an insured who has authority to make transactions and act on behalf of the Insurance Policy owner.
10. Jurisdiction and Enforceability. The Disclosure and your relationship with us under this Disclosure shall be governed by the laws of the State of Georgia without regard to its conflict of laws provision. You and us agree to submit to the exclusive jurisdiction of the United States District Court for the Northern District of Georgia and the state courts located within Cobb County, Georgia to resolve any legal matter arising from the Disclosure. Notwithstanding this, you agree that we shall be allowed to apply for injunctive remedies (or an equivalent type of urgent legal relief) in any jurisdiction.
    I have read, understand and agree to be bound by the terms and conditions described above and consent to receive electronic documents.